Hi! I'm Shane...
Your Mortgage Consultant!
Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Shane Hofmann
Mortgage Consultant
NMLS: 245001
Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.
More importantly, they want to know about you: What's your goal?Home financing tailored to meet your needs
We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

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01Fixed & adjustable rate mortgages
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02Federal Housing administration loans (FHA)
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03Veterans affairs loans (VA)
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04Renovation financing
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05Jumbo loans
Where can we help you thrive?
Are you looking to buy your first home? Need help managing your mortgage payment?
Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.
Select a module
Know Your Monthly Mortgage Payment

Justin Messer
President and CEO of Prosperity Home Mortgage, LLC, parent company of Edina Realty Mortgage
"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
4.95 of 5.00
Our average client rating. YTD 12/2021 on experience.com
Explore the local area. Find restaurants, delivery, movers, and more...
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Zuppa Cucina
149 reviews
Wow, this place is great for a lunch!! Had the Focatia Turkey sandwich and it was great! Also had the chicken wild rice soup which was also very good!...
Read more on Yelp+1 (952) 445-37371667 17th Ave E, Ste 104, Shakopee, MN 55379
Pizza Man
23 reviews
This pizza was delivered hot, fast, with a decent amount of toppings. I like more of a crispy cracker crust - this was a bit chewier than I like, but it was...
Read more on Yelp+1 (952) 445-5566479 Marschall Rd, Shakopee, MN 55379
Asian Hon
28 reviews
Really awesome owners...good people who love to cook and serve you... I always go here for takeout....like other reviews, it might not appear open, but it...
Read more on Yelp+1 (952) 496-28801135 E 1st Ave, Shakopee, MN 55379
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Mallards Restaurant & Lounge
3 reviews
Excellent food!! Service was good too. Will be going back. I need to try the Lobster Roll.
Read more on Yelp+1 (952) 855-7779180 Atwood St N, Shakopee, MN 55379
Bravis
138 reviews
Wowwww We were enjoying the weather the other evening at Shakopee Brewhall on their patio and looked over and the couple next to us was eating what...
Read more on Yelp+1 (952) 417-6182105 Lewis St S, Shakopee, MN 55379
Mana Brewing
4 reviews
Mana is amazing! If this place were a person you would want to be her friend. Interesting, intelligent, and inviting, super chill, full of fun, a few...
Read more on Yelp129 Holmes St S, Ste 100, Shakopee, MN 55379
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Junk Bonanza
3 reviews
The best in the Midwest! The vendors here bring you their best! Junk Bonanza is held twice a year. See their web site and Instagram for all the details!
Read more on Yelp+1 (612) 227-81611100 Canterbury Rd S, Shakopee, MN 55379
Eden Prairie Center
35 reviews
Such a great mall! After recently moving to the area, I've really enjoyed shopping at Eden Prairie Center. Plenty of stores and places to eat. I really like...
Read more on Yelp+1 (952) 941-76508251 Flying Cloud Dr, Eden Prairie, MN 55344
32 North Boutique
3 reviews
What an adorable store in downtown Chaska! It's nice to see stores moving back into downtown and this is definitely a gem! They have a variety of women's...
Read more on Yelp+1 (952) 303-5897415 N Chestnut St, Chaska, MN 55318
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ProKART Indoor Racing
14 reviews
This place is cool. The boys loved it. The staff is great. The carts were fast. And...the printouts let the boys see lap for lap how they did. Pretty fun.
Read more on Yelp+1 (952) 808-722314350 Rosemount Dr, Burnsville, MN 55306
Stevie Ray's Improv Company
6 reviews
What a hoot! We had such a great time! Haven't laughed that hard in a while! The show was fun, the food was delish and the staff was friendly. Really nice...
Read more on Yelp+1 (952) 500-9230501 W 78th St, Chanhassen, MN 55317
Canterbury Park
95 reviews
I went here a couple times when I was a kid and didn't think too much of it. BUT, I went again this week and feel compelled to leave a review! This place...
Read more on Yelp+1 (952) 445-68701100 Canterbury Rd S, Shakopee, MN 55379
I'm here to answer all
your mortgage questions
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Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
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Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
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What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
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What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
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Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
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What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
Take a look
inside our world
Looking at how we do business at Edina Realty Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Shane Hofmann
Mortgage Consultant
NMLS: 245001