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Hi! I'm Shane...
Your Mortgage Consultant!

Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.

Shane Hofmann

Mortgage Consultant

NMLSR: 245001

952-484-2319
Address: 14198 Commerce Ave NE Shakopee, MN, 55379

Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.

More importantly, they want to know about you: What's your goal?

Buy a Home
Refinance a Home
Apply now

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

HB

Hunter Boadwine

5.0

Duluth, MN

Jul 15, 2024

Shane was very helpful and made the entire process easy!

AP

Adam Polski

5.0

Prior Lake, MN

Jul 5, 2024

Ease of everything, great communication, super friendly through an otherwise stressful situation.

KZ

Kelly Zimmermann

5.0

Shakopee, MN

Jul 5, 2024

Shane is very knowledgeable and professional! I completely trust his experience as a mortgage consultant and highly recommend him!

CM

Cody Miller

5.0

Rosemount, MN

Jun 24, 2024

Everyone was very knowledgeable and on top of everything the whole process went very smooth and I’m very happy with everyone and what they have done

TF

Timothy Ferrara

5.0

Coon Rapids, MN

Jun 19, 2024

See prior answers.

AS

Anna Stopka

5.0

Hastings, MN

Jun 19, 2024

Matched a lower interest rate from another company and had consistent communication with us during every step of the home selling/buying process.

CS

Cory Stopka

5.0

Hastings, MN

Jun 14, 2024

Shane was great at communicating every step of our journey with him and answered all of our questions with grace.

DD

Derek Dennis

5.0

Shakopee, MN

Jun 13, 2024

Shane does great work and is very efficient to answer questions any time of the day. Highly recommend!!

TD

Tammy Dodge

5.0

Cologne, MN

Jun 4, 2024

Timely responses. Shane and the team walked us through the entire process (no guessing on loan/closing status). We were never in the dark--not even once! This made the experience less stressful. Great team of professionals!

DP

Daniel Patton

5.0

Cologne, MN

Jun 1, 2024

I cannot say enough about how great Shane and his team were on this transaction. After my buyers, who were working with Wells Fargo mortgage, found out three days before closing that they were being declined for the loan, I immediately called Shane to ask for his help. Not only did he agreed to take him the challenge of keeping the deal together, he got right to work that evening by connecting with my buyers, reassuring all of us that he and his team would expedite the processes in an attempt to close the in 2 weeks, if everything checked out with underwriting. Shane and his team provided all parties to the transaction what was needed to keep everyone hopeful, in a very stressful situation. Their availability, responsiveness, guidance and urgency was nothing short of impressive. We closed on time in just 2 short weeks! Shane came to closing to meet the buyers face-to-face, and they expressed their complete gratitude and appreciation for his excellent work. Closing days are usually pretty special, but this one had something extra. Shane is an incredible loan officer, colleague, and resource. We are so lucky to have him at the Prior Lake office, and Edina Realty.

TG

Timothy Gravley

5.0

Champlin, MN

May 18, 2024

Shane was always so responsive and took the time to explain everything especially to us new homebuyers. I really appreciated working with him and it made it so much easier and more bearable to power through the overwhelming amount of information.

TH

Timothy Haws

5.0

Shakopee, MN

May 5, 2024

It was a pleasure working with Shane and the team. There wasn't a lot of time to close and communication was clear and prompt. Calls were answered quickly and information provided. I couldn't have asked for more.

GD

Gabrielle Damjanovic

5.0

Pokegama Twp, MN

Apr 19, 2024

The level of detail and expertise was outstanding.

BD

Bronson Damjanovic

5.0

Pokegama Twp, MN

Apr 17, 2024

Shane was very responsive and willing to help answer any questions we had during the entire loan process from the first steps through closing

JS

Jorge Sanchez

5.0

Little Canada, MN

Mar 27, 2024

The thorough follow up and recommendations

MJ

Michael Janz

5.0

Faribault, MN

Mar 9, 2024

Helpful every step of the way!

AO

Adam Ozmun

5.0

Lakeville, MN

Mar 9, 2024

Shane was very thorough and quick to respond! He made buying our first home enjoyable! I couldn't thank Shane enough for all his hard work!

JK

Jane Kaebel

5.0

Faribault, MN

Mar 7, 2024

Shane is the best and my go to guy for all of my clients Lender needs. The whole team at prosperity is awesome!

BS

Benjamin Seeger

5.0

Lonsdale, MN

Mar 5, 2024

Great communication, fast responses and answered all questions

TG

Tina Gordon

5.0

Apple Valley, MN

Feb 13, 2024

Great communication with the buyers!

President and CEO - Justin Messer

Justin Messer

President and CEO of Prosperity Home Mortgage, LLC, parent company of Edina Realty Mortgage

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.96 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Edina Realty Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Shane Hofmann

Shane Hofmann

Mortgage Consultant

NMLSR: 245001

Learn More